Property managers are often among the first professionals to know when a real estate investor is thinking about buying another property, refinancing an existing rental, or restructuring a portfolio.
That makes property managers a natural referral partner for Capital Funding Mortgage.
I’m John Madden, owner of Capital Funding Mortgage, and I have been originating mortgages since 1999. I work with real estate investors throughout Pennsylvania and New Jersey and have access to multiple wholesale lenders offering conventional and specialty financing.
When one of your owners or investors has a mortgage question, I would be glad to serve as a resource.
A property owner may tell you:
These are exactly the situations we can help evaluate.
We can assist investors purchasing or refinancing:
Depending on the borrower and property, financing may include conventional investment-property loans or specialty investor programs.
For investors who prefer qualification based primarily on the property's rental income rather than traditional personal-income documentation, a Debt Service Coverage Ratio loan may be worth considering.
DSCR programs can be useful for:
Program requirements vary by lender.
Some property owners may want to access equity from existing rentals to:
We can review available cash-out options and help the investor understand the new loan amount, payment, rate, costs, and required equity.
Rental income can be an important part of mortgage qualification.
Depending upon the loan program, lenders may review:
We can help determine which documentation will be needed before the investor becomes committed to another purchase.
Property managers also work with people who are purchasing their first rental property.
We can help explain:
A new investor should understand the numbers before making an offer.
As an independent mortgage broker, we work with multiple wholesale lenders.
That allows us to compare programs rather than trying to make every investor fit one lender.
When you refer an owner or investor to me, they work directly with me.
My goal is to provide clear information and protect the professional relationship you already have with that client.
If you are a property manager in Pennsylvania or New Jersey and have an owner or investor who needs mortgage guidance, I would be glad to help.
John Madden
Owner, Capital Funding Mortgage
Personal Cell: 215-601-6724
A mortgage resource for the property owners and investors you serve.
