When you refer a buyer to a mortgage professional, your reputation is on the line too.
John Madden, owner of Capital Funding Mortgage, would like the opportunity to personally partner with real estate professionals throughout Pennsylvania and New Jersey and become a reliable mortgage resource for you and your clients.
John understands that real estate agents need more than a lender who can simply quote a rate. You need a mortgage partner who communicates, responds quickly, identifies potential problems early, and works aggressively to keep transactions moving toward closing.
At Capital Funding Mortgage, John works closely with Realtors and their buyers throughout the mortgage process with one primary goal:
Help you get more buyers confidently to the closing table.
When you work with Capital Funding Mortgage, you are not simply sending your client into a large lending operation and hoping someone takes care of them.
John Madden wants to personally build long-term relationships with real estate professionals who value communication, responsiveness, competitive mortgage options, and reliable closings.
John understands that every client you refer reflects on you. His goal is to provide your buyers with the level of service you would want from someone representing your own business.
A pre-approval should mean more than running a credit report and generating a letter.
John and the Capital Funding Mortgage team take the time to review the borrower's income, assets, credit, employment, and financing options so potential issues can be identified before the buyer enters into an agreement of sale.
A stronger pre-approval can help:
When appropriate, pre-approval letters can also be updated quickly as buyers change price ranges or make offers on different properties.
John wants Realtors to know that when you have a buyer who needs immediate attention, you have someone you can call directly.
Few things frustrate a real estate agent more than not knowing what is happening with a client's mortgage.
John believes agents should not have to chase their lender for information.
Throughout the mortgage process, Capital Funding Mortgage works to keep the buyer and the professionals involved in the transaction informed about important milestones, including:
If an issue develops, John believes in addressing it early rather than allowing it to become a last-minute surprise.
The goal is for you to view John Madden as part of your transaction team, not simply as the person providing the mortgage.
Capital Funding Mortgage is a mortgage broker rather than a single-bank lender.
That distinction can be important.
John works with a network of wholesale mortgage lenders rather than being limited to the products and underwriting guidelines of one bank.
This allows Capital Funding Mortgage to compare available programs and determine which lender may be the best fit for a particular borrower.
That can be especially valuable when a transaction involves a borrower who does not fit neatly into a traditional lending box.
John's goal is to give Realtors another resource when a buyer's financing situation requires more than a one-size-fits-all solution.
Not every buyer has simple W-2 income and a perfect credit profile.
John and Capital Funding Mortgage can help evaluate financing situations involving:
Sometimes the difference between a transaction closing and falling apart is simply knowing where to place the loan.
John welcomes Realtors to contact him even before a buyer is under contract if you have questions about whether a particular financing scenario is workable.
Real estate contracts have deadlines.
Mortgage commitment dates, appraisal contingencies, inspection periods, closing dates, and seller expectations all matter.
John understands that the mortgage is only one part of a much larger real estate transaction.
Capital Funding Mortgage's job is not simply to originate the mortgage. It is to manage the financing portion of the transaction so that everyone involved understands what needs to happen next.
When a Realtor calls John with a question about a client's financing, he understands that the answer may affect an offer being written that day.
John believes borrowers should understand the mortgage they are choosing.
Capital Funding Mortgage can help buyers compare:
Rather than focusing only on the lowest advertised interest rate, John helps borrowers understand the relationship between the interest rate, monthly payment, closing costs, lender credits, and long-term cost of the mortgage.
That gives Realtors another advantage: your clients receive information they can understand and use to make an informed decision.
John is interested in building relationships with Realtors, not simply completing individual transactions.
The relationship does not have to end when your buyer closes.
Homeowners' mortgage needs change over time.
Interest rates change. Families move. Homeowners renovate, purchase investment properties, refinance, or eventually purchase another home.
John would like to become a long-term financing resource for both you and the clients you refer to Capital Funding Mortgage.
That means treating every referred client professionally and providing a level of service that reflects well on the Realtor who made the introduction.
If you are a real estate professional looking for a responsive and experienced mortgage partner, John Madden would welcome the opportunity to speak with you.
Whether you currently have a buyer who needs financing or you are simply looking to develop a relationship with a mortgage professional you can call when a need arises, John would be happy to introduce himself and explain how Capital Funding Mortgage can support your business.
You do not need to wait until you have a difficult transaction.
John's goal is to become someone you know, trust, and feel comfortable calling whenever one of your clients has a mortgage question.
Have a buyer who needs to be pre-approved?
Have a mortgage scenario you would like John to review?
Looking for a reliable mortgage partner for your real estate business?
Contact John Madden, Owner of Capital Funding Mortgage, today.
Capital Funding Mortgage
Serving homebuyers and real estate professionals throughout Pennsylvania and New Jersey
[CONTACT JOHN MADDEN]
[REQUEST A PRE-APPROVAL]
