Capital Funding Mortgage
(215) 601-6724

Real Estate Investor Groups 

Mortgage Financing for Real Estate Investor Groups in PA & NJ 

Real estate investor groups bring together people who are actively looking for opportunities to acquire, improve, refinance, and hold investment properties.

Having access to a mortgage broker who understands investor financing can help members evaluate deals before they become committed.

I’m John Madden, owner of Capital Funding Mortgage, and I have been originating mortgages since 1999.

Capital Funding Mortgage works with multiple wholesale lenders and can help investors evaluate a wide range of financing strategies.

Financing for New and Experienced Investors

We can work with:

  • First-time investors
  • Experienced landlords
  • Investors building rental portfolios
  • Self-employed investors
  • High-net-worth investors
  • Investors purchasing second homes
  • Investors refinancing existing rental properties

The right financing depends on the property, borrower, income structure, available equity, and investment strategy.

DSCR Financing

DSCR loans can be particularly useful for real estate investors because qualification may focus primarily on the property's rental income rather than traditional employment income.

These programs may appeal to investors who:

  • Own multiple properties
  • Have complicated tax returns
  • Are self-employed
  • Use significant business deductions
  • Prefer a property-focused underwriting approach

Conventional Investment Financing

Traditional conventional financing may still provide an excellent option for qualified investors.

We can compare conventional and DSCR structures based on:

  • Interest rate
  • Down payment
  • Reserve requirements
  • Income documentation
  • Loan amount
  • Property type
  • Long-term investment plans

Cash-Out Refinancing

Equity in an existing investment property can sometimes help fund the next acquisition.

We can evaluate cash-out refinancing for investors who want to:

  • Purchase another property
  • Renovate an existing rental
  • Increase liquidity
  • Reposition debt
  • Expand a portfolio

Second Homes and Vacation Properties

Some investors and high-net-worth clients also purchase second homes and vacation properties.

We can help evaluate appropriate financing while making sure the intended occupancy fits the mortgage program.

Self-Employed Investors

Many real estate investors also own businesses.

We can evaluate traditional income documentation as well as, where available:

  • Bank-statement loans
  • Asset-based qualification
  • DSCR loans
  • Other specialty programs

A Resource for Investor Meetings

I would also be happy to speak with members of real estate investor organizations about financing topics such as:

  • DSCR lending
  • Investment-property qualification
  • Using rental income
  • Cash-out refinancing
  • Building a portfolio
  • Financing multiple properties
  • Comparing investor loan programs

The goal is education rather than simply promoting one product.

Partner With Capital Funding Mortgage

If you operate or belong to a real estate investor group in Pennsylvania or New Jersey and would like a mortgage resource for your members, I would welcome the opportunity to work with you.

John Madden
Owner, Capital Funding Mortgage
Personal Cell: 215-601-6724

Mortgage financing for investors who are building long-term real estate portfolios.