Your Local Mortgage Broker in Newtown, PA — Serving Clients Throughout Pennsylvania & New Jersey 

  Straight Answers. Competitive Mortgage Options. Personal Service  From the Owner.

I’m John Madden, owner of Capital Funding Mortgage, an independent mortgage broker based in Newtown, Bucks County, Pennsylvania.

Since 1999, Capital Funding Mortgage has helped more than 11,000 clients with home financing. With access to more than 25 wholesale lenders, I can compare mortgage programs, rates and costs based on your individual situation rather than offering the products of just one bank.

Whether you are buying a home, refinancing, investing in real estate or dealing with a more complicated financing situation, I’ll help you understand your options and make an informed decision.

Call or text John Madden directly at 215-601-6724

Why Work With Capital Funding Mortgage?

Independent Mortgage Advice

Capital Funding Mortgage is an independent mortgage broker. I am not limited to one bank or one lender's mortgage programs.

That allows me to compare financing options from a broad network of wholesale lenders and look for the combination of rate, costs, terms and underwriting guidelines that best fits your situation.

Mortgage guidelines, housing markets and interest rates change constantly.

Having originated mortgages since 1999, I have worked through very different lending environments and helped borrowers with everything from straightforward home purchases to more complex income, credit, property and financing situations.

Meet John

When you contact Capital Funding Mortgage, you work directly with me.

I remain personally involved from our initial conversation through application, underwriting and closing. If you have a question, you can call or text me directly rather than going through a call center or being passed from one person to another.

Mortgage Programs for a Wide Range of Borrowers

Every borrower and every property is different. Capital Funding Mortgage offers access to traditional mortgage programs as well as financing for borrowers with more specialized needs.

Home Purchase & Traditional Financing

• Conventional Mortgages
• FHA Loans
• VA Loans
• Jumbo Mortgages
• Adjustable-Rate Mortgages
• First-Time Homebuyer Programs
• Second Home & Vacation Home Financing

Self-Employed & Specialized Financing

• Bank Statement Loans
• Self-Employed Borrower Programs
• Asset-Qualifier & Asset-Depletion Loans
• H-1B & Visa Holder Mortgages
• Foreign National Loans

Real Estate Investor & Property Financing

• Investment Property Loans
• DSCR Loans
• Construction Loans
• Renovation Financing

Refinancing Options

• Rate-and-Term Refinancing
• Cash-Out Refinancing
• Shorter-Term Mortgage Options
• Mortgage Recast Guidance

Already Have a Mortgage Quote or Loan Estimate?

You don't have to start over.

If another lender has already provided you with a mortgage quote or Loan Estimate, send it to me and I’ll help you review it.

We can compare:

• Interest rate
• APR
• Discount points
• Lender credits
• Origination charges
• Closing costs
• Monthly payment
• Loan term

This can make it much easier to determine which offer actually provides the better value.

How the Mortgage Process Works

1. Tell Me What You're Trying to Accomplish

We start with a conversation about the property, financing amount, income, assets, credit and your goals.

2. Review the Available Options

I compare appropriate mortgage programs and lender options based on your specific situation.

3. Choose Your Mortgage

I'll explain the rate-and-cost tradeoffs so you can make an informed decision.

4. Application Through Closing

Once you move forward, I stay involved throughout the mortgage process and help keep your loan moving toward closing.

[Learn More About the Mortgage Process]

About John Madden

Mortgage Experience Since 1999

My path into the mortgage business was a little different.

I was raised in Bucks County and graduated from Temple University. After working in the insurance industry, I relocated to Texas and spent ten years with the Houston Police Department, eventually serving as a Police Sergeant.

My introduction to mortgages came after refinancing my own home. That experience ultimately led me into the mortgage business, and in 1999 I founded Capital Funding Mortgage.

Meet John Madden

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